Get Debt Free Sooner Than Later
Better Than a Mortgage
If you've dreamed of being debt free, this is the single best way to accomplish that. Of course, you can get a traditional 30-year fixed interest rate mortgage, and make additional monthly or annual payments on top of the regular monthly payment, and if you make enough of those additional payments, you can get your mortgage paid off years early. Your monthly payment never changes, and the additional payments you make reduce principal at the tail end of the amortization period.
But if you finance your home with a new program that is now being launched around the country that is called by various names like, "The All-In-One Program" or "The Wealth Builder Program", you are on an entirely different amortization schedule, one that favors borrowers so that they can pay off their total debt (called a "Line of Credit" rather than a mortgage) much earlier. If a borrower has discretionary income they can add to their account, they can be debt free far sooner than a 30-year fixed rate mortgage, and pay far less in interest.
This calculator gives you an idea of how that can work for you. Try it. Plug in various options and view the amortization schedule at the bottom by scrolling down within this iframe window. All courtesty of Chuck Marunde who created the code for this app with a little help from his friends.
Once again, your Sequim Exclusive Buyer's Agent Chuck Marunde is working night and day to create powerful resources to help you buy your home and to wisely handle the financial aspects of the transaction, including how you pay for your home and how you pay off your mortgage.
You'll love this calculator, because it will help you dream about financial freedom in a new way.

I recommend, with great enthusiasm and no reservation, the real estate services provided by Chuck Marunde. I met Chuck in 2018, as I was planning a move from California to Sequim. Chuck provided countless hours of support—ranging from superlative real estate advice and information about Sequim to providing conduits to a mortgage broker, home inspector, and title company. Chuck was indispensable in so many ways, especially as I relied on him to provide crucial footwork as I was 1,000 miles away as my new home entered escrow. I was blessed to benefit from Chuck’s wisdom and affable persona. I enthusiastically recommend him to anyone contemplating a move to the Olympic Peninsula!

When we made the decision to move to the Sequim area from Oregon, we chose Chuck Marunde as our Buyer’s Agent because we had been following the wealth of information on his blog and were impressed by his knowledge and enthusiasm. After our offer was accepted, Chuck made the entire experience as smooth and pleasant as possible. While we continued living 250 miles from Sequim until the sale closed, Chuck went above and beyond in handling every aspect of the sale. He arranged for and coordinated the appraisal and the various inspections, and promptly reviewed with us all the documents and reports. Moreover, he kept us apprised every step of the process and responded quickly to all our questions and concerns. Chuck's professionalism and diligence are the highest of the many real estate agents we've worked with over the past five decades. Ed and Sharlene
Office: 125 Olympic Ranch Ln
Sequim, Washington 98382
Call (833) 770-1365
Email:[email protected]
Site: www.iRealtyVirtualBrokers.com
